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How Much Is Your Time Worth?

by Bob Gaydos on Nov 29, 2017 10:05:00 AM

Three out of four times, you can lower you health insurance costs.
Different plan design, different network, even a different carriers - and you can save money.
But the savings requires your ...

What is a Level Funded Health Plan?

by Bob Gaydos on Sep 20, 2017 10:02:00 AM

Technically, a level funded health plan is an ERISA self funded health plan that is exempt from many of the rules of the Affordable Care Act ...

Supplement an HSA

by Bob Gaydos on Sep 18, 2017 12:40:10 PM

If you offer an HSA alongside a qualified high deductible health plan - Great!  
Good news! 
You can buy low cost indemnity plans to supplement the ...

Don't Ignore Simplicity

by Bob Gaydos on Aug 15, 2017 12:28:44 PM

Sometimes simple is better.

Is the point to offer your employee insurance benefits? Or is the point to buy your employees insurance benefits? It should be the latter.

Insurance Carriers have Deadlines

by Bob Gaydos on Jul 27, 2017 10:05:44 AM

As an employer, you are busy running your company. Long hours, long days. The to-do-list seems to never end, and it just gets bigger every day.  And then... the health insurance carrier sends ...