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The Individual Mandate Penalty is $0

by Bob Gaydos on Jan 3, 2018 10:02:00 AM

With the new tax bill, the individual health insurance mandate still exists. However, starting in 2019, the penalty will be $0.  How will this affect you, your family, and your business?

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Small Group Health Insurance Rates: let's clear up the misunderstandings

by Bob Gaydos on Nov 28, 2017 10:02:00 AM

We love to shop online (even while we are in the brick and mortar store) and see where we can get the best price. And we learn quickly that prices vary from store-to-store and from site-to-site. Not ...

What to do when Group Health Insurance is not the best option

by Bob Gaydos on Oct 23, 2017 10:02:00 AM

Group Health Insurance is not always the best option for your employees. 
However, there are still important products and services that can help your employees afford health care.

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What is a Level Funded Health Plan?

by Bob Gaydos on Sep 20, 2017 10:02:00 AM

Technically, a level funded health plan is an ERISA self funded health plan that is exempt from many of the rules of the Affordable Care Act ...

Supplement an HSA

by Bob Gaydos on Sep 18, 2017 12:40:10 PM

If you offer an HSA alongside a qualified high deductible health plan - Great!  
Good news! 
You can buy low cost indemnity plans to supplement the ...